Poor Credit

Are You Looking To Establish Credit

Establish credit today with a secured credit card. If you have been refused a credit card in the past, or never had one, a secured credit card is the way to go. BOTH of the credit card offers below are secured credit cards. If you are looking for a unsecured credit card designed for people with no credit, then click here: Unsecured Credit Card Bad Credit

Orchard Bank® Classic MasterCards

The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit.
As a cardmember, you will also enjoy acceptance at millions of locations worldwide, including website purchases and reservations;
Get prequalified online in just 30 seconds! It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about.
You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	N/A	N/A	N/A	Poor Credit

Terms and Conditions

Important * Refer to the online application for information on the terms and conditions for these card offers. We make every attempt to assure that all the information on our website is up to date and accurate, but we make no guarantee. Once you click on a card offer, you will be directed to the credit card issuer's web site where you can review the terms and conditions for that specific credit card.

Public Savings Bank OPEN SKY Secured Visa Credit Card

Build credit history with all three major credit bureaus.
We report to the three major credit bureaus: TransUnion, Equifax and Experian.
Choose your initial credit limit from $200-$3,000.
Real Visa credit card – Not a prepaid or debit card.
Use the card everywhere you see the Visa logo.

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	N/A	N/A	N/A	No Credit

Terms and Conditions

Applied Bank(R) Secured Visa(R) Gold Credit Card

Apply for the Applied Bank(R) Secured Visa(R) Gold Credit Card Today!
No Annual Fee or Account Set Up Fees!
9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
Choose Your Credit Limit - From $200 to $5,000
Monthly Credit Bureau Reporting

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A	N/A	N/A	N/A	N/A	No Credit

Terms and Conditions

Difference Between a Secured Credit Card and a Unsecured Credit Card

Listed above are primarily secured credit cards. A secured credit card requires a deposit of cash into the bank that is offering you the line of credit. This is your security deposit. Why should the bank trust you if you havn't proven youself. Once you prove you are a worthy borrower, then you may eventually be offered an unsecured credit card. With an unsecured credit card for bad credit, you will not be required to deposit money into a bank account for a security deposit. You will have a line of credit that is most likely a lower amount. Use these cards wisely, and you can start to build credit.