• The terms and conditions guide your use of CreditCardFactory.com, a free online credit card marketing service website including links to banks and lending institutions. The terms and conditions posted on this page apply to all pages and sections found within CreditCardFactory.com. By viewing and navigating through CreditCardFactory.com, One understands, contests, and agrees as well abides to the following terms and conditions set forth by the site.

• CreditCardFactory.com Provides links to other web sites on the internet that are operated and/or owned by third parties. CreditCardFactory.com may not be held liable for any inaccuracies of these links, availability of information, and/or the content of information that may be found within third party web site(s). CreditCardFactory.com is not responsible for the privacy practices or the content of such web sites.

• CreditCardFactory.com attempts to continuously research the accuracy of the products included on this website. However, we take no responsibility for any inaccuracies that may occur. In no event is CreditCardFactory.com responsible for the accuracy of any advice or educational information obtained through the CreditCardFactory.com website or the Third Party's Linked to CreditCardFactory.com. Visitors are encouraged to verify the information by contacting us or the Issuer.

• CreditCardFactory.com makes no warranties or representations whatsoever with regard to any product or service provided or offered by any Issuer. You acknowledge representations and warranties provided by any Issuer shall be at ones own risk. Any warranties or representations given by any Third Party on CreditCardFactory.com are contracted between the consumer and the Third Party.

• In reference to one’s personal information. We collect personal information only if a visitor opts to become part of a mailing list. If a visitor chooses to join our mailing list, they will receive a monthly newsletter offering credit tips and new product announcements.

• CreditCardFactory.com makes no claim of ownership for the trademarks and logos of any Issuer whose credit cards are listed on our site.

• Terms of this agreement are subject to change without notice.

• Nothing in the Site constitutes legal advice, individual credit counseling or personal credit and finance advice.

• The material contained at CreditCardFactory.com website is provided for informational and educational purposes only. The material is not intended to be a substitute for a professional legal advice, individual credit counseling or personal credit and finance advice. You should consult your own lawyer, seek the assistance of a competent professional or seek specific advice from a credit counselor regarding your particular situation. CreditCardFactory.com does not give professional credit or personal finance advice. Where opinions or recommendations are our own you should understand that it represents only our understanding of the matter discussed.

• CreditCardFactory.com will not take any liability or be liable for any outcome incurred while individuals use this free service. The information provided is for the use of ones own risk, we make no guaranties of credit approval nor do we claim to provide such an outcome.